In recent months, we have witnessed an interesting phenomenon.  Despite the downturn in the economy, many people are still earning a good living but almost everyone has drastically cut expenses.  People are doing everything they can to avoid buying things, … Continue reading →

In any American dictionary, you can find numerous definitions of the word “independent.” These include: not influenced or controlled by others; not subject to another’s authority or jurisdiction; not influenced by the thought or action of others; not depending upon … Continue reading →

When you’re interacting with someone, do you hear them or do you listen to them? And do you understand the important distinction between the two? Listening is often treated as the same thing as hearing. but hearing is the sensory … Continue reading →

With the economy struggling to make it out of recession, the temptation is to cut back on any but the most essential business expenditures. These days, you don’t want to spend a single penny more than is necessary but you … Continue reading →

How can you grow your business? Even in the face of gloomy economic forecasts, this is still the most important question that confronts any business person. To build your company, it’s certainly important to control expenses and operate efficiently, but … Continue reading →

Wouldn’t it be great to get the best value from the time you spend in the office? Using your time more productively would go a long way to helping you to achieve your business goals. If you’re like most business … Continue reading →

Here’s some good news for this Monday morning: the real estate market has started to open up again and banks are offering their lowest mortgage rates in years. Many people are using this opportunity to refinance their existing mortgages or … Continue reading →

Although the economy in the past year has headed into uncharted territory, some bits of wisdom remain unchanged. One of them is that success in the marketplace depends on providing value to others. And if you’re trying to figure out … Continue reading →

We often come up with ambitious goals that we have every intention of achieving. Typically, these are all excellent ideas: what could be better than to finally get in shape or set a household budget or clear out the closet … Continue reading →

This is the time of year when companies and business people express their appreciation to colleagues, associates and clients by sending gifts of all sizes and shapes, from teddy bears to boxes of chocolates to commemorative gifts with personalized engraving.